Advent is here. It’s good news – peace on earth, good will towards men. But I remember the end of November for my feelings of unease. A countdown to Christmas, yes, but also, for us, the self-employed, a countdown to the tax deadline at the end of January.
Time to find the bank statements. Open up the envelopes of uncategorised receipts. Put the monthly figures into accountancy software. And, most importantly, work out where to get the £2000 – £5000 to pay the tax man. And then another £500 to the accountant.
Not good news when we also have to pay for Christmas presents, parties and dinners.